Last updated: January 2025
Elnxi (hereinafter "the App") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information. Please read this policy carefully to understand our privacy practices.
When you register an account, complete your profile, or communicate with us, we collect information including: name, email address, phone number, date of birth, identification number, address, and financial information.
When you use the Platform, we automatically collect certain information including your IP address, browser type, operating system, access time, and pages visited. We use cookies and similar technologies to collect this information.
We may collect information about you from third-party sources such as credit reporting agencies, banks, and other financial institutions to verify your identity and assess your creditworthiness.
We use the collected information for the following purposes:
We do not sell, trade, or rent your personal information. However, we may share your information with third parties in the following circumstances:
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. This includes SSL encryption, firewalls, and secure servers. However, no transmission method is 100% secure, and we cannot guarantee absolute security.
We use cookies and similar tracking technologies to enhance your user experience. Cookies are small text files stored on your device that help us remember your preferences and improve our services.
You can control cookies through your browser settings. However, disabling cookies may affect certain Platform features.
Under applicable data protection laws, you may have the right to:
We retain your personal information for as long as necessary to provide our services or as required by applicable law. When your information is no longer needed, we will securely delete or anonymize it.
The Platform is not intended for children under 18 years old. We do not knowingly collect personal information from children under 18. If we discover we have collected information from a child, we will delete it immediately.
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the Platform constitutes acceptance of the updated policy.
If you have any questions about this Privacy Policy or want to exercise your privacy rights, please contact us:
Email: [email protected]
We process your personal information based on the following legal grounds, depending on your jurisdiction: consent, performance of a contract, compliance with legal obligations, protection of vital interests, and legitimate interests.
Your information may be transferred to, stored, or processed in countries outside your place of residence. We implement appropriate safeguards, including contractual clauses and technical measures, to ensure your information is protected to standards equivalent to those in your jurisdiction.
We may use third-party software development kits (SDKs) and analytics services to improve app performance and user experience. These providers may receive limited technical information, such as device identifiers or usage metrics, in accordance with their privacy policies.
We do not share your personal content. Where required, we obtain your consent before enabling specific integrations, and you may withdraw consent at any time.
When processing is based on consent, you may review, modify, or withdraw your choices within the app settings. Withdrawing consent will not affect the lawfulness of processing that occurred before the withdrawal.
For optional features such as financial app detection, you can toggle them on or off at any time to control data use.
Our financial health insights feature detects installed financial and payment app types on your device to compute a Personal Financial Health Score and spending habit analysis.
We follow Google Play 0s privacy and data safety requirements. Sensitive permissions are optional and processed locally on your device.
We comply with applicable privacy and data protection requirements, including Google Play 0s sensitive permissions policies and relevant financial app regulations. Region-specific obligations (e.g., India 0s RBI/IT rules) are respected where applicable.
We are committed to protecting your privacy and maintaining your trust in Elnxi.